Family Legal Insurance Protection
Our policy allows your customers to pursue or defend their legal rights without worrying about the cost
Get In TouchMost people think they are unlikely to become involved in a legal dispute, but a bad experience with an employer, faulty goods or a holiday from hell are all very common problems. Taking legal action to resolve these kinds of issue can be expensive and complicated.
Employment dispute claims scenario
Our insured worked for an office supplies company, after working there for several years she found out that a male colleague was on a higher wage than her, even though she was more experienced and had more expertise. She submitted a grievance for equal pay. Whilst this was being investigated, the company suffered a downturn in work and made our insured redundant. She felt she was unfairly selected and in her opinion, was being made redundant due to her grievance. Our insured contacted us to make a claim and we appointed a specialist solicitor to act for her. Prior to the hearing at the Employment Tribunal, the former employer agreed to settle plus a good reference.
Contract legal dispute scenario
Our insured got into a high-value contract dispute when purchasing his house. The defendants in the matter were the sellers of the property and the building surveyor appointed to provide a Homebuyer’s Report on its condition. Our insured found shortly after purchasing the house that it suffered from substantial damp and water penetration to the garage and garden walls. We appointed solicitors to act on his behalf and prepare claims against both potential defendants. As no offers were forthcoming from either opponent, the appointed solicitors had to issue proceedings. Defences were received from both defendants, but shortly afterwards, they agreed to attend a three-way mediation.
An acceptable arrangement was concluded with the damages being split 75% by the surveyor’s insurers and 25% by the sellers.
Legal costs and expenses are covered up to €65,000 each claim and Family Legal Protection also includes 24/7 personal legal advice, an identity theft service, health and medical information service and a counselling service.
Family Legal Protection
IPID
Family Legal Protection
Statement of Demands and Needs
